Build Wealth Through Real Estate
Whether it's your first rental property or your twentieth, we have financing solutions designed for investors who think big.
Whether it's your first rental property or your twentieth, we have financing solutions designed for investors who think big.
We understand the investor mindset. Speed, flexibility, and terms that make your numbers work.
Qualify based on the property's income, not yours. Ideal for investors with multiple properties or self-employment income.
Traditional financing for 1-4 unit investment properties. Competitive rates for qualified borrowers.
Strategies and programs for scaling your portfolio beyond the traditional 10-property limit.
Short-term financing solutions for renovation projects. Fast closings to help you win in competitive markets.
Most lenders offer two or three products. We offer the full spectrum — from conventional to creative — so your financing strategy can match your investment strategy.
FHA, VA, USDA, Conventional — the foundational programs for owner-occupied and qualifying investment properties. Essential tools for the right situations, with competitive terms and broad availability.
Bank Statement (12–24 months), Non-QM, Asset Depletion, P&L-Only — programs designed for investors and self-employed borrowers whose tax returns don't reflect actual cash flow. Qualify on what you earn, not what you write off.
DSCR Loans qualify based on property income, not personal income — ideal for scaling a portfolio without triggering DTI limits. ITIN Loans open homeownership and investment to borrowers without a Social Security number.
Seller Carry lets the seller act as the lender — powerful for off-market deals. Bridge Loans provide short-term capital to act fast before permanent financing is in place. ADU Financing unlocks rental income potential inside a standard purchase.
Whether you're scaling your portfolio or optimizing tax efficiency, we have the financing tools to support your strategy.
Buy, Rehab, Rent, Refinance, Repeat — the BRRRR strategy lets you recycle your capital to grow your portfolio faster. We understand this strategy inside and out:
The key to BRRRR success is having a lending partner who can move fast on the acquisition and provide competitive refinance terms once the property is stabilized. That's where we come in.
A 1031 exchange allows you to defer capital gains taxes when you sell an investment property and reinvest the proceeds into a like-kind property. The financing side of a 1031 exchange has strict timelines and requirements:
Having pre-approval and a lender who understands 1031 exchange timelines is critical. We work closely with qualified intermediaries and title companies to make sure your exchange closes on time.
1031 exchange rules are complex. We recommend consulting with a tax professional for your specific situation.
We speak your language. Cash-on-cash return, cap rates, DSCR ratios — we get it, and we structure your financing to maximize your returns.
*Closing timelines vary by loan type, property, and borrower qualification. Not all transactions will close in this timeframe.
Many successful investors have income structures that don't fit the traditional W-2 mold. Whether you prefer DSCR financing based on the property's cash flow, or bank statement programs that reflect your actual deposits — we have options built for investors with complex income situations.
Programs vary by situation. Contact us for a confidential review of your options.
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